​

Effective Date: 31/08/2025
Company Name: A.A. Financial Services
Website: www.aafs.com.mt

​

1. Introduction​

At A.A. Financial Services, we respect your privacy and are committed to protecting personal data in accordance with the General Data Protection Regulation (GDPR) and applicable Maltese data protection laws.

This Privacy Policy explains what information we collect, how we use it, and the safeguards we put in place to protect it. By using our website and services, you consent to the practices described in this Policy.

This Policy applies only to data collected through our website and digital platforms. It does not cover offline interactions or third-party websites.​

2. Information We Collect​

We may collect personal data when you:

• Complete a contact or consultation form

• Subscribe to updates or newsletters

• Send us an email or call our offices

• Provide documents for accounting, advisory, or compliance services

​

Types of data we may collect include:

• Full name

• Email address

• Phone number

• Company details (where relevant)

• Billing or payment information (where applicable)

• Message content and documents you voluntarily provide​

3. How We Use Your Information

We process your personal data in order to:

• Respond to inquiries and requests for services

• Provide accounting, advisory, and compliance services

• Communicate updates, regulatory information, or service changes

• Comply with legal, tax, and regulatory obligations under Maltese and EU law

• Maintain and improve our website’s security and functionality

​

We do not sell or rent personal data to third parties.

4. Data Retention

We retain personal data only as long as necessary:

• To provide services and maintain client relationships

• To comply with legal and regulatory retention periods (for example, financial and accounting records required under Maltese law)

• To resolve disputes and enforce agreements

5. Data Security

We implement appropriate technical and organizational measures to safeguard your data, including:

• Secure servers and encrypted storage

• Restricted staff access based on role and necessity

• Regular monitoring of our IT systems

​

While we take strong precautions, no method of online transmission or storage is completely secure.

6. Your Data Protection Rights

As an individual located in the EEA, you have the following rights under the GDPR:

• Right of access – obtain a copy of the personal data we hold about you.

• Right to rectification – request correction of inaccurate or incomplete data.

• Right to erasure – request deletion of your personal data, subject to legal obligations.

• Right to restrict processing – limit how we use your data in certain circumstances.

• Right to object – object to processing based on legitimate interests.

• Right to data portability – request transfer of your data to another service provider.

​

To exercise any of these rights, please contact us:
📧 enquiries@aafs.com.mt
📞 +356 27470720

​

We aim to respond within one month in line with GDPR requirements.

7. Cookies

Our website uses cookies and similar technologies to enhance functionality and improve user experience.

You can manage or disable cookies through your browser settings. For more details, please see our Cookie Policy.

8. Third-Party Services

We may integrate with or link to third-party services (such as analytics tools, payment processors, or professional platforms). We are not responsible for the privacy practices of external sites and encourage you to review their policies.

9. Children’s Privacy

Our services are intended for professionals and businesses. We do not knowingly collect information from children under 16. If such data is identified, it will be promptly deleted.

10. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with the effective date shown at the top. We encourage you to check this page from time to time.

11. Contact Us

If you have questions about this Privacy Policy or how your personal data is processed, please contact us at:

A.A. Financial Services
📧 enquiries@aafs.com.mt
📞 +356 27470720

​

A response will be provided within one month.